Safe Harbor Insurance

Our Goal

Safe Harbor Insurance is a veteran owned company dedicated to helping protect the things important to you.

In any storm, the natural desire is to find a safe place to weather it. Safe Harbor is striving to be that for you. Let us review your existing coverages; from personal lines to your large commercial needs. We'll help clear up what you need insured, what it's worth and what you should be paying.

Our goal is to make sure that in any storm, you have found a safe place to make sure the things important to you are covered with the best possible coverage at the best possible premium; after all, we are working for you.


Virginia / North Carolina / South Carolina / Tennessee / West Virginia / Georgia / Florida

Meet Our Team

Safe Harbor : Who We Are

David H. Frackelton Jr.

Agency Principal

Experienced independent insurance agent with a demonstrated history of working in the insurance industry. 
Skilled in Commercial, Residential, Life and Disability Insurance, Sales Training, Team Building, and Public Speaking.

Robert "Gibby" Gibson

Liscensed Agent

Born and raised in Salem, Virginia; Rob, has almost 20 years of experience in the insurance industry. Specializing in Commercial, Personal, Professional and Life Insurance.

Brian Migliarese

Office Manager

Brian, has had several years of experience in the actuarial department with a leading national insurance company. He brings managerial skills in office and customer relations to Safe Harbor.